FINVA Documentation
Explore the app features, guides, and support topics for the FINVA experience.
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Dashboard
A single place to review your current balance, spending trends, budgets, upcoming payments and recent activity.
What it is
The Dashboard is the app home screen that provides a snapshot of your finances, quick summaries of categories, budgets, upcoming transactions, and smart credit health.
Why it is used
It helps users quickly assess account health, spot overspending, and make faster financial decisions without navigating multiple screens.
How it works
The dashboard aggregates transaction history, budget progress, balance status, scheduled transaction reminders, and recent reports into cards and charts for easy review.
How to use it
Open FINVA and review the dashboard first. Check your available balance, budget progress bars, and upcoming scheduled payments. Use the dashboard as your daily finance check-in.
Important things to remember
Dashboard numbers update when transactions are added or edited. The dashboard reflects local data and any enabled Google Drive backup changes once the app syncs successfully.
Examples
- See how much budget remains in a category before making a purchase.
- Confirm an upcoming scheduled rent payment is still active.
- Check the smart credit manager panel for active credit obligations.
Categories
Categories let you organize expenses and income into groups such as food, bills, travel, and salary.
What it is
Categories are labels that group transactions into meaningful spending or income buckets.
Why it is used
Using categories makes it easy to track budgets, analyze spending patterns, and compare similar expenses over time.
How it works
Every transaction is assigned a category. The app uses these assignments to build category reports, budget totals, and expense summaries.
How to use it
Create or choose a category when recording a transaction. Keep categories consistent and specific enough to be useful, such as splitting groceries and dining out.
Important behaviors
A transaction without a category may still save but will not appear accurately in category reports. Avoid too many overlapping categories to keep analysis clear.
Examples
- Assign food, groceries, or dining categories to better understand what you spend on meals.
- Use separate categories for fuel and public transport to compare travel costs.
Transactions
Transactions are the building blocks of your financial history, representing income, expenses, transfers and credit payments.
What it is
A transaction records a single financial event such as a purchase, salary deposit, bill payment or credit repayment.
Why it is used
All reporting, budgeting and analytics are based on transaction records. Accurate entries give a true picture of your finances.
How it works
Transactions capture date, amount, category, tags, notes, and optionally account or payment method details. They feed into dashboards, budgets, and reports automatically.
How to use it
Enter each payment or receipt as a transaction immediately or batch update them regularly. Include a category, amount, and optionally add tags to organize related entries, then add notes for later reference.
Important behaviors
Tags are optional metadata that help you group related transactions, but they do not need to be filled in for every entry. Deleting or editing existing transactions changes all related totals and reports, so keep recurring or scheduled transactions up to date to avoid mismatches in future summaries.
Examples
- Record a grocery purchase as an expense in the Groceries category with a #weekly tag.
- Enter your salary deposit as income under the Salary category and add a note for the month.
Smart Credit Manager
A dedicated feature that tracks credit purchases, repayment obligations, and credit health over time.
What it is
The Smart Credit Manager organizes credit-based spending and repayment plans in one place, helping you manage short-term credit and payback schedules.
Why it is used
It helps reduce missed payments and makes credit activity transparent by showing outstanding balances, due dates, and repayment progress.
How it works
Credit purchases are recorded as transactions with credit metadata. The feature tracks the total owed, repayment installments, outstanding balance, and credit history.
How to use it
When recording a credit purchase, select credit payment type and enter repayment details. Update repayments as you pay them to keep the balance accurate.
Important behaviors
Credit balances update only when repayment transactions are recorded. Review the credit manager regularly and keep repayment entries consistent with your actual payments.
Examples
- Add a credit purchase with repayment terms and later mark each payment as a credit repayment transaction.
- Use the credit dashboard to avoid overspending on new credit while older balances remain unpaid.
Budgets
Budgets enable you to set spending limits for categories or groups over a selected period.
What it is
Budgets are financial targets that define how much you can spend within categories, tags or timeframes.
Why it is used
Budgets help you control overspending, compare planned versus actual expenses, and build healthier financial habits.
How it works
The app tracks category and transaction totals and calculates how much of each budget has been used based on transaction amounts and budget rules.
How to use it
Create budgets for priority categories, review progress frequently, and adjust limits based on real expense behavior. Use budget alerts to stay on track.
Important behaviors
Budgets are calculated from recorded transactions only. If a transaction is missing or miscategorized, the budget progress may be inaccurate.
Multiple budgets
You can create multiple budgets in a month. Each budget can target a different category or goal, allowing you to track several spending limits at the same time.
Examples
- Set a monthly Grocery budget and check weekly progress to avoid overspending.
- Create a transport budget for fuel and commute expenses to compare against actual spending.
Scheduled Transactions
Scheduled transactions automate future payments and receipts so recurring events are recorded on time.
What it is
Scheduled transactions are recurring or one-time transactions that the app will generate automatically on a future date.
Why it is used
They ensure regular payments like rent, subscriptions, and salary receive timely entries without manual re-entry every time.
How it works
The app stores the scheduled template and creates a real transaction when the scheduled date arrives. This saves the template and triggers the execution automatically.
How to use it
Define the amount, category, date, and frequency for recurring payments. Review scheduled transactions weekly and mark them complete or adjust as needed.
Important behaviors
A scheduled transaction is only recorded when the app is opened or refreshed on the due date. If you miss a day, check scheduled items and create any missing entries manually.
Examples
- Schedule your monthly rent payment to be added automatically a few days before it is due.
- Create a recurring salary entry to keep income reports consistent each month.
Reports & Analytics
Reports and analytics turn raw transactions into meaningful insight with charts, trends and category comparisons.
What it is
Reports are summary views that analyze spending, income, category performance, and financial trends over time.
Why it is used
They help you identify where money goes, spot opportunities to save, and measure progress toward financial goals.
How it works
The app groups transaction data by category, tags, dates, and budgets to generate charts, balances and comparisons.
How to use it
Open reports after entering transactions to review trends. Filter by dates, tags, and categories to get the most relevant insight.
Important behaviors
Reports are only as accurate as your transaction data. Regularly reconcile transactions and correct missing or duplicated entries.
Examples
- Filter by tag to see how much was spent on a specific project or goal.
- Compare monthly spending against budget targets to stay on track.
Quick Guide
Browse the documentation topics to understand how FINVA manages budgets, transactions, tags, credit, and backup.
Best Practices
Use tags for cross-category tracking and keep categories consistent for accurate reports.
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