Terms & Conditions

These Terms & Conditions govern the use of the FINVA application, website and related services. By accessing or using FINVA, you agree to comply with these terms.

By using FINVA, you confirm that you understand and agree to these Terms & Conditions. If you do not agree with any part of these terms, please discontinue using the application and related services.

FINVA is designed for personal finance tracking, budgeting, expense management and related financial organization features.

• ✓Use the app responsibly and legally
• ✓Provide accurate information when required
• ✓Avoid misuse or unauthorized access attempts
• ✓Respect app functionality and service limitations

Users are responsible for maintaining the security of their devices. FINVA provides tools for financial tracking, but users are responsible for verifying and managing their financial information accurately.

FINVA is not responsible for:

• ✓Financial losses
• ✓Incorrect user-entered data
• ✓Loss of data caused by device issues or third-party service failures
• ✓Unauthorized device access outside the app's control

If enabled by the user, FINVA may access Google Drive solely for backup and restore functionality related to app data. Users remain responsible for managing their Google account security and backup settings.

The Smart Credit Manager feature is designed to help users track credit purchases, repayments and outstanding balances. Users are responsible for reviewing and verifying all credit-related records and transactions entered into the app.

FINVA may integrate with trusted third-party services for analytics, cloud backup, crash reporting or related functionality improvements. These services operate under their own policies and terms.

FINVA is provided as a financial tracking and management tool. While we aim to provide accurate and reliable functionality, we do not guarantee uninterrupted service or absolute accuracy in all situations.

Users acknowledge that:

• ✓Financial decisions remain their responsibility
• ✓App usage is at their own discretion
• ✓Features and services may evolve over time

FINVA values user privacy and data security. Users are encouraged to:

• ✓Use app lock protection
• ✓Keep backups secure
• ✓Protect device access
• ✓Keep the app updated

These Terms & Conditions may be updated periodically to reflect feature updates, service improvements or legal requirements. Continued use of FINVA after updates indicates acceptance of the revised terms.